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www.gregorylandgroup.com A lot of buyers and sellers are holding back right now because they're worried we're headed for another 2008. But look at the numbers. In 2008, homeowner equity and mortgage debt were nearly identical. That means, if someone hit a rough patch, they had almost nothing to fall back on. That's part of what made that crash so bad. Today? Home equity is at $34.9 trillion. Debt is at $14.4 trillion. So, homeowners aren't stuck. They have equity built up in their homes – which means if they needed to sell, many could and they’d still come out ahead. They have a cushion. This isn’t a crash. Today’s market still has a solid foundation. And if worries about a crash have been keeping you on the sidelines, it might be worth having a conversation about what a move could look like for you right now. #HousingMarket #HomeEquity Elizabeth Gregory, Realtor Cell: 660.621.2136 Email: Elizabeth@gregorylandgroup.com Location: 115 W. Washington St, Kirksville, MO 63501 Website: www.gregorylandgroup.com

Mortgage Term of the Day: A home equity loan is a lump-sum loan you take out using the equity in your home as collateral. 🔹 Fixed interest rates and payments 🔹 Great for large expenses like renovations or debt consolidation 🔹 Borrow a set amount and repay over a fixed term 💡 Tip: Unlike a HELOC, this loan gives you the money all at once—not a revolving credit line. Elizabeth Gregory, eXp Realty LLC 660.621.2136 www.missourihomeandfarm.com Innovative Real Estate for YOU! #mortgage #mortgagevocab

Learn more about my real estate services. Checkout my profile at https://homeasap.com/elizabethgregoryc21 Elizabeth Gregory, eXp Realty LLC 660.621.2136 www.missourihomeandfarm.com Innovative Real Estate for YOU!

Here is part of how this property went from a "For Sale" Listing to a Buyer's New Home.

www.gregorylandgroup.com The Housing Market Is Stronger Than You Think This market isn't broken, and waiting for a crash that isn't coming has a cost. Every month spent on the sidelines is a month someone else is building equity, locking in a price, or getting ahead of what most experts expect to be a housing surge once broader economic conditions settle. Whether you're thinking about buying or selling, a local real estate agent can help you figure out what this market means for your specific situation and what your next move could look like. #HousingMarket #RealEstateMarket Elizabeth Gregory, Realtor Cell: 660.621.2136 Email: Elizabeth@gregorylandgroup.com Location: 115 W. Washington St, Kirksville, MO 63501 Website: www.gregorylandgroup.com

Home = where the heart is... and where the best snacks are. 😜 What makes your home your happy place? Elizabeth Gregory, eXp Realty LLC 660.621.2136 www.missourihomeandfarm.com Innovative Real Estate for YOU! #home #homesweethome #heart #love #newhome #foreverhome

🥧🍦 TREAT YOURSELF FOR A CAUSE! July 3, 4-6 pm at the Adair County Courthouse. All proceeds to benefit the United Way of Northeast Missouri. To enter the contest, bring two pies. One for judging and one to be auctioned.

www.gregorylandgroup.com Why a Newly Built Home Could Save You $25K over 10 Years Think a newly built home is out of reach? It might cost less than you’d think. Compared to an existing home, new homes save buyers an average of about $25,000 over their first 10 years. Because having a brand-new roof, HVAC system, and water heater means lower bills and fewer repairs early on. Ready to see if a newly built home is right for you? Let's look at what's available in your budget. #HomeBuyingTips #NewConstruction Elizabeth Gregory, Realtor Cell: 660.621.2136 Email: Elizabeth@gregorylandgroup.com Location: 115 W. Washington St, Kirksville, MO 63501 Website: www.gregorylandgroup.com